Senior Relationship Manager

Key Responsibilities:

Structuring and arranging credit facilities to new clients & renewing facilities of existing clients
Coordinate with division head/unit manager to develop and execute business plan.
Achieve business growth as per assigned financial target and nonfinancial adjectives and expand customer’s base through intensive plan on target clients.
Enhance profitability through generation of fee income.
Manage day to day operations of assigned accounts and insure delivery of excellent service to the client’s satisfaction.
Monitoring customer’s financial performance, projects progress and red flag signs of deterioration to avoid any credit losses.
Apply best credit risk management practice through monitoring customer’s financial performance, projects progress and red flag signs of deterioration to avoid any credit losses.
Prepare and present annual budgets based on client specific business plans
Ensure preparation of good quality credit proposals addressing all related risk areas.
Propose innovative credit structures to meet clients evolving needs both inside and outside UAE and refer cross sale opportunities to other units in the bank.
Coordinate with other departments in the bank to ensure resolution of all business related issues.
Prepare / assist in preparation of responses to reports / queries raised by internal / external Audit
Ensure compliance with internal policies, prevailing laws and regulations and Islamic Sharia.
Develop relations with key industry players and identify target clients /projects to expand business.
Project specific assistance along with analytical inputs to Unit Manager Or Head of Department
Provide assistance to new employees (Credit Analyst(s) / Relationship Officer(s) as required.
Back ground in contracting finance structure, assess project feasibility, contracts awards, project cash flow.
Evaluate developers projects, construction progress, sales performance and ESCROW arrangement.

Education:
Bachelor’s degree in Accounting/Banking/Commerce.

Work Experience:
Minimum 6 - 8 Years in relevant area.